Genpact helped InterNex Capital deliver $500 million to small businesses with a custom, cloud-based, digital-lending platform.

Our commercial lending-as-a-service solution modernizes lending operations, expedites credit decisions, and delivers exceptional client experience.

We helped banks to deliver on the CARES Act by quickly scaling operations to process new applications at speed.

Deloitte and Genpact have partnered to bring digitally enabled accelerated lending (DEAL) to market.


assets supported globally


deals booked annually


spreads processed annually

Ready to reimagine your commercial lending process? You need a commercial lending platform build on state-of-the-art commercial lending and leasing solutions. Let us show you how it's done.

I need agile commercial lending operations to deliver loans faster and improve credit quality

1 Product & Solution

Commercial Lending-as-a-Service (CLaaS)

CLaaS is a managed services solution for end-to-end commercial lending operations. We digitize and manage all commercial lending processes, from origination to underwriting, from due diligence to closing, and from portfolio management to servicing. CLaaS delivers speed and efficiency, reduces credit losses, and allows banks to focus on client experience and decision making.

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I need to address the unique needs of my lending and leasing business

3 Products & Solutions

Small business loans

We automate and optimize credit operations for banks, financial institutions, and fintechs that deal in small business loans. Genpact's proprietary platform, GRADE, offers modular, pre-integrated components for comprehensive loan origination processes, risk assessment, and workflows automation, which cut the credit decision cycle time and time to close.

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Asset finance

We provide automation, business process management, and transformation services to office equipment, IT, construction, and healthcare equipment companies, with particular expertise in servicing vendor and dealer finance. We combine process-centric digital technologies with domain expertise to help businesses expand their portfolios, reduce operating costs, and control delinquencies.

A new lease on life for an equipment maker

Commercial real estate

We collaborate with banks and financial institutions, REITs, asset/property management companies, CRE fund managers, and property developers. Our transformation services help design the right target operating model and re-engineer processes. We also manage end-to-end business processes to provide scalability and enhance operational efficiency.

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I need solutions to expedite digital transformation

5 Products & Solutions

Business Technology Services

We help commercial lenders fast track their digital transformation by modernizing their IT. Our application, cloud, and third-party integration services connect your enterprise ecosystem, enhance security and automate your business functions. The result – agility, speed, and scalability.

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Cora LiveSpread

Our breakthrough AI product transforms financial spreading for commercial underwriting and risk management by automating each step of the way. Cora LiveSpread makes it easier to calculate financial risk, so you can take fewer risks of your own. And by automating your spreading process, you can do things better, faster, and more consistently.

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Genpact Smart Originations

Powered by AI, our Smart Originations offering enables banks to create a seamless customer experience and automate prospecting, underwriting, booking, and funding to drive revenue growth and reduce credit losses.

Genpact Smart Servicing

Smart Servicing enables you to create a scalable, customized model for loan servicing. Our solution integrates front-, middle-, and back-office systems for intelligent loan servicing operations.

Intelligent Automation

We go beyond eliminating repetitive processes. We use artificial intelligence (AI), machine learning, and other advanced digital technologies to uncover the full benefits of automation. Our solution helps optimize processes and orchestrate a more effective flow of work that allows employees to easily visualize and manage end-to-end commercial lending operations.

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Find answers to your business needs.