Commercial Lending and Leasing

Grow your commercial lending business and optimize credit risk
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Deliver best-in-class commercial lending using intelligent automation to help win more business

Transform your credit process for shorter time to decision and better credit evaluations

Get your credit and loan processes up to speed with our digital and process reengineering solutions to enhance your customer service


billion in assets


domain experts


leasing technology experts

We have products and solutions that fit your needs

I need a full-service, highly scalable operating model for my lending and leasing business.

2 Products & Solutions

Business Process as a Service (BPaaS)

Our BPaaS solution combines servicing and managed IT services. With this solution, you have immediate access to best-in-class technology, processes, and talent without major capital outlay. BPaaS provides outstanding transaction processing and lease and loan management via a smooth process transformation, giving lenders a stable operating model.

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BPaaS lending and leasing

Technology services

We help commercial lenders with new technology implementations, systems integration, and application development and management. Our robust frameworks and methodologies, scope management, change management, and global blueprint with gold-standard processes reduce time to go-live and enhance out-of-the-box functionality.

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I need to address the unique needs of my lending and leasing business.

4 Products & Solutions

Small business loans

We automate and optimize credit operations for banks, financial institutions, and fintechs that deal in small business loans. Genpact's proprietary platform, GRADE, offers modular, pre-integrated components for comprehensive loan origination processes, risk assessment, and workflows automation, which cut the credit decision cycle time and time to close.

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Asset finance

We provide automation, business process management, and transformation services to office equipment, IT, construction, and healthcare equipment companies, with particular expertise in servicing vendor and dealer finance. We combine process-centric digital technologies with domain expertise to help businesses expand their portfolios, reduce operating costs, and control delinquencies.

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Auto finance

We serve the automotive and commercial vehicles industry through our integrated solutions. Combining digital technologies, advanced analytics, deep domain expertise, and digitally augmented delivery centers, we transform your origination and servicing processes to improve sales effectiveness and reduce delinquency rates.

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Commercial real estate

We collaborate with banks and financial institutions, REITs, asset/property management companies, CRE fund managers, and property developers. Our transformation services help design the right target operating model and re-engineer processes. We also manage end-to-end business processes to provide scalability and enhance operational efficiency.

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Our AI-driven solutions and products

4 Products & Solutions

Cora LiveSpread

Our breakthrough AI product transforms financial spreading for commercial underwriting and risk management by automating each step of the way. Cora LiveSpread makes it easier to calculate financial risk, so you can take fewer risks of your own. And by automating your spreading process, you can do things better, faster, and more consistently.

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Credit Assistant

Genpact Credit Assistant is an AI-based product that provides automated and flexible loan origination and processing. It offers rapid control and endless flexibility, as well as straight-through processing with exception management. Credit Assistant standardizes processes and ensures the highest levels of compliance.

Credit Assistant

Genpact Smart Originations

Powered by AI, our Smart Originations offering enables banks to create a seamless customer experience and automate prospecting, underwriting, booking, and funding to drive revenue growth and reduce credit losses.

Genpact Smart Servicing

Smart Servicing enables you to create a scalable, customized model for loan servicing. Our solution integrates front-, middle-, and back-office systems for intelligent loan servicing operations.

Find answers to your business needs.