Commercial Lending and Leasing

Deliver on the CARES Act with speed and scale
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We are helping banks to deliver on the CARES Act by quickly scaling operations and adding more capacity to process new applications at speed. 

In this video, Genpact leaders discuss what banks must do to maximize forgiveness, minimize risk, and deliver more frictionless experiences for customers and staff.

Deliver best-in-class commercial lending using intelligent automation to help win more business.

Transform your credit process with shorter time to decision and better credit evaluations


billion in assets


domain experts


leasing technology experts

We have products and solutions that fit your needs

I need a full-service, highly scalable operating model for my lending and leasing business.

2 Products & Solutions

Business Process as a Service (BPaaS)

Our BPaaS solution combines servicing and managed IT services. With this solution, you have immediate access to best-in-class technology, processes, and talent without major capital outlay. BPaaS provides outstanding transaction processing and lease and loan management via a smooth process transformation, giving lenders a stable operating model.

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BPaaS lending and leasing

Business technology services

We help commercial lenders fast track their digital transformation by modernizing their IT. Our application, cloud, and third-party integration services connect your enterprise ecosystem, enhance security and automate your business functions. The result – agility, speed, and scalability.

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I need to address the unique needs of my lending and leasing business.

3 Products & Solutions

Small business loans

We automate and optimize credit operations for banks, financial institutions, and fintechs that deal in small business loans. Genpact's proprietary platform, GRADE, offers modular, pre-integrated components for comprehensive loan origination processes, risk assessment, and workflows automation, which cut the credit decision cycle time and time to close.

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Asset finance

We provide automation, business process management, and transformation services to office equipment, IT, construction, and healthcare equipment companies, with particular expertise in servicing vendor and dealer finance. We combine process-centric digital technologies with domain expertise to help businesses expand their portfolios, reduce operating costs, and control delinquencies.

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Commercial real estate

We collaborate with banks and financial institutions, REITs, asset/property management companies, CRE fund managers, and property developers. Our transformation services help design the right target operating model and re-engineer processes. We also manage end-to-end business processes to provide scalability and enhance operational efficiency.

Our AI-driven solutions and products

4 Products & Solutions

Cora LiveSpread

Our breakthrough AI product transforms financial spreading for commercial underwriting and risk management by automating each step of the way. Cora LiveSpread makes it easier to calculate financial risk, so you can take fewer risks of your own. And by automating your spreading process, you can do things better, faster, and more consistently.

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Credit Assistant

Genpact Credit Assistant is an AI-based product that provides automated and flexible loan origination and processing. It offers rapid control and endless flexibility, as well as straight-through processing with exception management. Credit Assistant standardizes processes and ensures the highest levels of compliance.

Genpact Smart Originations

Powered by AI, our Smart Originations offering enables banks to create a seamless customer experience and automate prospecting, underwriting, booking, and funding to drive revenue growth and reduce credit losses.

Genpact Smart Servicing

Smart Servicing enables you to create a scalable, customized model for loan servicing. Our solution integrates front-, middle-, and back-office systems for intelligent loan servicing operations.

Find answers to your business needs.