In an exclusive conversation, Manish Chopra & Enrico Dallavecchia discuss where bank CROs should focus during the COVID-19 crisis

We manage your credit risk operations to ensure sustained excellence and better compliance

Our deep credit expertise combined with advanced analytics improves credit quality and time to market

Our ready-to-deploy custom digital solutions cut loan approval times from days to minutes


credit experts


financials analyzed annually


credit reviews annually

We have products and solutions that fit your needs

I need a partner who can help manage risk along the entire credit value chain

2 Products & Solutions


We manage and run your end-to-end credit underwriting function and processes such as borrower financial analysis, financial spreading, credit analysis, risk ratings, credit memos, and collateral management. Our services help reduce customer response time, improve quality of credit decisions, and drive growth for your lending business.

Portfolio Monitoring

Genpact provides real-time portfolio monitoring, including monitoring covenants, credit reviews, refresh ratings, collateral management, and other processes. We provide early warning signals on credit deterioration to help minimize credit losses and defaults and minimize monitoring costs.

I need a partner to build, transform, and operate credit risk function

2 Products & Solutions

Transformation Services

Our transformation services uniquely combine our domain expertise with lean Six Sigma process improvements and digital technology to redesign and optimize your credit function. We help clients increase revenue and minimize costs through sound credit-risk strategies, optimal target operating models, and automation as a part of holistic transformation program.

Managed Services

Our managed services allow you to outsource credit processes to achieve greater efficiencies. Through our centers of excellence, we offer an automated and centralized operating model that is scalable, cost efficient, and provides access to best-in-class technology and talent.

I need digital products to automate credit processes

3 Products & Solutions

​Cora LiveSpread

Cora LiveSpread, our artificial intelligence (AI)-powered product, automates financial spreading. It has 60,000 domain-specific rules that evolve every day, thanks to its advanced machine learning capabilities. Cora LiveSpread can be rapidly deployed in a platform-agnostic environment. You get faster cycle times, higher underwriter productivity, and greater compliance.

Learn More

Cora Loan Origination

This product automates loan origination and credit processes for straight-through processing. It is completely modular and easily integrates with many third-party applications. This AI-powered product helps increase deal volume and improve conversion rate, and it significantly reduces loan cycle time.

Custom digital solutions

We also offer tailored digital solutions, including early warning systems for 360-degree credit risk monitoring, automation of credit memos, automated covenants monitoring, and credit agreement mining.

Find answers to your business needs.