Credit risk management

Improve credit quality and reduce risk exposure with our credit risk management solutions

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Our Approach

1. We build, transform, and manage credit risk operations for our clients. By harnessing opportunities from advanced analytics, AI and automation we speed up credit decisions, and reduce the total cost of ownership.

We have products and solutions that fit your needs

I need a partner who can help manage risk along the entire credit value chain

2 Products & Solutions

Underwriting

We manage and run your end-to-end credit underwriting function and processes such as borrower financial analysis, financial spreading, credit analysis, risk ratings, credit memos, and collateral management. Our services help reduce customer response time, improve quality of credit decisions, and drive growth for your lending business.

Portfolio Monitoring

Genpact provides real-time portfolio monitoring, including monitoring covenants, credit reviews, refresh ratings, collateral management, and other processes. We provide early warning signals on credit deterioration to help minimize credit losses and defaults and minimize monitoring costs.

I need agile operations to build, transform, and operate credit risk function.

1 Product & Solution

Commercial Lending- as-a-Service (CLaaS)

CLaaS is a managed services solution for end-to-end commercial lending lifecycle. We digitize and manage all commercial lending processes, from origination to underwriting, from due diligence to closing, and from portfolio management to servicing, CLaaS delivers speed, and efficiency, reduces credit losses, and allows banks to focus on client experience and decision making.

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I need to automate credit processes for speed and accuracy

4 Products & Solutions

Business Technology Services

We help firms fast track their digital transformation by modernizing their IT ecosystem. Our application, cloud, and third-party integration services connect your enterprise ecosystem, enhance security and automate your business functions. The result – agility, speed, and scalability.

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​Cora LiveSpread

Cora LiveSpread, our artificial intelligence (AI)-powered product, automates financial spreading. It has 60,000 domain-specific rules that evolve every day, thanks to its advanced machine learning capabilities. Cora LiveSpread can be rapidly deployed in a platform-agnostic environment. You get faster cycle times, higher underwriter productivity, and greater compliance.

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Cora Loan Origination

This product automates loan origination and credit processes for straight-through processing. It is completely modular and easily integrates with many third-party applications. This AI-powered product helps increase deal volume and improve conversion rate, and it significantly reduces loan cycle time.

Custom digital solutions

We also offer tailored digital solutions, including early warning systems for 360-degree credit risk monitoring, automation of credit memos, automated covenants monitoring, and credit agreement mining.

Find answers to your business needs.

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1. Commercial Lending and Leasing
2. Digital Transformation
3. Augmented Intelligence