Credit risk management
In an exclusive conversation, Manish Chopra & Enrico Dallavecchia discuss where bank CROs should focus during the COVID-19 crisis.
We manage your credit risk operations to ensure sustained excellence and better compliance.
Our commercial lending-as-a-service solution modernizes lending operations, expedites credit decisions, and delivers exceptional client experience.
Our ready-to-deploy custom digital solutions cut loan approval times from days to minutes.
credit experts
financials analyzed annually
credit reviews annually
We have products and solutions that fit your needs
Our credit risk management solutions enhance overall credit performance. Whether it’s to manage end-to-end underwriting processes, monitor portfolios in real-time, or fast-track digital transformation, our solutions enable banks to continuously monitor risk and stay ahead of the curve.
I need a partner who can help manage risk along the entire credit value chain
2 Products & Solutions
Underwriting
We manage and run your end-to-end credit underwriting function and processes such as borrower financial analysis, financial spreading, credit analysis, risk ratings, credit memos, and collateral management. Our services help reduce customer response time, improve quality of credit decisions, and drive growth for your lending business.
Portfolio Monitoring
Genpact provides real-time portfolio monitoring, including monitoring covenants, credit reviews, refresh ratings, collateral management, and other processes. We provide early warning signals on credit deterioration to help minimize credit losses and defaults and minimize monitoring costs.
I need agile operations to build, transform, and operate credit risk function.
1 Product & Solution
Commercial Lending- as-a-Service (CLaaS)
CLaaS is a managed services solution for end-to-end commercial lending lifecycle. We digitize and manage all commercial lending processes, from origination to underwriting, from due diligence to closing, and from portfolio management to servicing, CLaaS delivers speed, and efficiency, reduces credit losses, and allows banks to focus on client experience and decision making.
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I need to automate credit processes for speed and accuracy
4 Products & Solutions
Business Technology Services
We help firms fast track their digital transformation by modernizing their IT ecosystem. Our application, cloud, and third-party integration services connect your enterprise ecosystem, enhance security and automate your business functions. The result – agility, speed, and scalability.
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Cora LiveSpread
Cora LiveSpread, our artificial intelligence (AI)-powered product, automates financial spreading. It has 60,000 domain-specific rules that evolve every day, thanks to its advanced machine learning capabilities. Cora LiveSpread can be rapidly deployed in a platform-agnostic environment. You get faster cycle times, higher underwriter productivity, and greater compliance.
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Cora Loan Origination
This product automates loan origination and credit processes for straight-through processing. It is completely modular and easily integrates with many third-party applications. This AI-powered product helps increase deal volume and improve conversion rate, and it significantly reduces loan cycle time.
Custom digital solutions
We also offer tailored digital solutions, including early warning systems for 360-degree credit risk monitoring, automation of credit memos, automated covenants monitoring, and credit agreement mining.
