
Revolutionize your credit decision process
In today's highly regulated and increasingly open financial environment, managing credit risk is a complex challenge. Financial services companies need to leverage real-time data, apply holistic data management to provide actionable insights at the earliest possible stage, and transform their credit process for speed and accuracy.
Genpact works with financial services companies to manage risk along the entire credit value chain, addressing challenges and opportunities related to underwriting and portfolio monitoring. Our services help reduce customer response time, improve the quality of credit decisions, and drive growth.
Our impact

Artificial intelligence for faster finance
Our solutions

Technology services
Connect your enterprise ecosystem, enhance security, and automate your business functions with our application, cloud, and third-party integration services.
Underwriting
Reduce response times, make better credit decisions, and drive lending growth with our end-to-end underwriting management solution that covers everything from credit analysis to collateral management.
Portfolio monitoring
Minimize credit losses, defaults, and monitoring costs with our real-time portfolio monitoring solution, which provides early warning signals on credit deterioration.
Cora LiveSpread
For smarter, faster credit decisions and more effective risk management, automate your financial spreading with our breakthrough artificial intelligence product, Cora LiveSpread.
Cora Loan Originations
Increase deal volumes and conversion rates with Cora Loan Originations, which delivers scalable, compliant, and secure transaction processing across the entire lifecycle of the loan application process.
Custom digital solutions
Cut loan approval times from days to minutes with our custom digital solutions.
Why Genpact
Using advanced credit risk analytics, artificial intelligence, and automation, we employ powerful credit risk management solutions to speed up credit decisions and reduce the total cost of ownership.

Driving toward $26 million in business impact

Banking on robotics

Making small businesses' dreams come true with cloud
1,000 +
credit experts
+ 400 K
financials analyzed annually
+ 14,000
credit reviews annually
How we think
- Customer and employee experience