Credit risk management

Improve credit quality and reduce risk exposure with our credit risk management solutions.

risk management solutions
risk management solutions

Revolutionize your credit decision process

In today's highly regulated and increasingly open financial environment, managing credit risk is a complex challenge. Financial services companies need to leverage real-time data, apply holistic data management to provide actionable insights at the earliest possible stage, and transform their credit process for speed and accuracy.

Genpact works with financial services companies to manage risk along the entire credit value chain, addressing challenges and opportunities related to underwriting and portfolio monitoring. Our services help reduce customer response time, improve the quality of credit decisions, and drive growth.

Our impact

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Artificial intelligence for faster finance

This global financial client improved its customer and employee experiences by automating 80% of its financial spreading with Cora LiveSpread.
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Our solutions

Enhance overall credit performance with our credit risk management services and solutions. We manage the end-to-end underwriting processes, continuously monitor portfolios in real time, and fast-track digital transformation to keep you ahead of the curve.

Technology services

Connect your enterprise ecosystem, enhance security, and automate your business functions with our application, cloud, and third-party integration services.

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Underwriting

Reduce response times, make better credit decisions, and drive lending growth with our end-to-end underwriting management solution that covers everything from credit analysis to collateral management.

Portfolio monitoring

Minimize credit losses, defaults, and monitoring costs with our real-time portfolio monitoring solution, which provides early warning signals on credit deterioration.

Cora LiveSpread

For smarter, faster credit decisions and more effective risk management, automate your financial spreading with our breakthrough artificial intelligence product, Cora LiveSpread.

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Cora Loan Originations

Increase deal volumes and conversion rates with Cora Loan Originations, which delivers scalable, compliant, and secure transaction processing across the entire lifecycle of the loan application process.

Custom digital solutions

Cut loan approval times from days to minutes with our custom digital solutions.

Why Genpact

Using advanced credit risk analytics, artificial intelligence, and automation, we employ powerful credit risk management solutions to speed up credit decisions and reduce the total cost of ownership.

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Driving toward $26 million in business impact

Genpact worked with a leading auto finance provider to develop a transformation plan for its underwriting and contract processing operations.
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Banking on robotics

Genpact reimagines anti-money-laundering processes for a major US bank to generate capacity and redirect employee focus to higher level tasks.
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Making small businesses' dreams come true with cloud

Genpact helped fintech InterNex Capital deliver $1 billion to small businesses with a custom, cloud-based digital-lending platform.
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1,000 +

credit experts

+ 400 K

financials analyzed annually

+ 14,000

credit reviews annually

How we think

For tips to manage risks effectively in the current business environment, tap into our latest thought leadership.