Commercial Banking Services Despite recent economic turmoil, new opportunities are emerging in the commercial banking industry. Genpact supports the global and capital markets divisions of large commercial finance companies and banks by offering services based on our core philosophy of effective business process management. With more years of experience across industries such as healthcare, energy, construction, manufacturing, transportation, franchise finance, heavy equipment, aircraft and real estate, we are well suited to offer a wide range of commercial banking services including loans and advances, revolving credit lines, factoring, commercial mortgages, loans, inventory and receivables as well as finance and leasing. Genpact’s key differentiator is the type of strategic partnership established with the client in defining multi-generation transformation programs to improve underwriting decisions, reduce platforms, integrate workflows and manage documents while reducing overall risk and write-offs. Service Offerings Genpact uses its domain expertise and analytics capabilities to help organizations make well-informed business decisions with a complete range of services to support the Loans & Advances value chain, from package review and underwriting to booking, insurance, taxes, cash applications, customer servicing, portfolio servicing, collections through final payoff. International Trade & Trade Finance is an Off-Balance Sheet specialty domain capability in Issuance of Letters of Credit (LC), Advising, Amendments and confirmation of LC’s in tandem with the cross border regulatory and compliance acts and codes. Genpact offers reimbursement services to 14 countries, receiving, processing and presenting cover letters to reimbursing banks for payment. Genpact also has capabilities in specialized offerings such as Real Estate Surveillance and Fleet services as well as Card Servicing related to high valued customers across the commercial card product. Impacting Your Business Our unmatched scale and history of innovation allows us to deliver end-to-end support to quickly optimize business outcomes. We help clients meet goals by employing powerful technology, analytics and operational flexibility, through a range of customizable services. This process driven approach generates value and better business results.