Pankaj Kulshreshtha Senior Vice President - Smart Decision Services - Analytics and Research Pankaj is a Mechanical Engineer from VNIT, Nagpur, and holds a Doctorate degree in Management Sciences from the Indian Institute of Management, Bangalore. Pankaj has over 17 years of experience in Analytics, Research and Risk Management. He joined Genpact in 1998 and was one of the first few people who started offshore Analytics teams in India. He helped various GE businesses set up the analytics teams till 2005. Pankaj then moved to GE Money UK where he was the Chief Risk Officer for the Loans business and led risk management for various portfolios. He rejoined Genpact in 2008. Pankaj leads Analytics & Research practice globally at Genpact. This practice is part of our Smart Decision Services that enable our clients to make smarter decisions in Sales and Marketing, Cost and Risk Management using data and insights.